Questions and answers - FAQ // IMMOBILIARE VALTARO

"Immobiliare Valtaro" is a serious and highly qualified estate agent, in fact we have been working in the Valtaro and Valceno area since 1960 . We will help you to buy or sell property ensuring your peace of mind by taking care of all your needs and resolving all your problems.

Of course. Our agency will be there to help you every step of the way, from your placing an initial offer to the following sales agreement, right up to the signing of the notary deeds. Only when the sale is complete will our commission be payable.

Once you have found the property you wish to buy , you will be required to fill in a 'Purchase Proposal' form where the most important purchase details will be stipulated, such as the price, form of payment and sale/purchase deadlines. A small sum of money will be paid by you as a deposit at this stage. Payment must be by cheque made out to the seller. Should your offer not be accepted, your cheque will be returned and it will be up to you whether or not to make a successive offer or to look for a different property. On the other hand, when your offer is accepted an official sales agreement will be drawn up. At this point you will need to make a down payment on the property which is usually a sum equal to 10% of its total value. All the forms we use for our sales/purchase agreements are supplied by F.I.A.I.P. ( Federazione Italiana Agenti Immobiliari Professionali – Italian Federation Of Professional Estate Agents ).They are easy to read and transparent , registered at the CCIAA in Parma and approved by the most important Consumers Associations.

Apart from the fee you must pay to the agency for our services, to be paid only when the deeds have been signed, expenses and taxes are diversified as follows: should you be buying a house from a private individual with 'first home benefits' (this must be a house intended as a main home and comes with the obligation of residence), the taxes amount to 2% as well as the sum of €100 for Land Registry and Mortgage Fees. Whereas, should the house be considered a 'second home' (where the buyer will not take up permanent residence but inhabit the house only on occasions, for example as a holiday home)) the taxes will amount to 9%. The taxes will be calculated as a percentage on the purchase value as registered in the deeds. Fees must also be paid to the notary for the registration of the sales/purchase act, and if necessary for the formalization of any mortgage contract.

Of course. It is our common practice to carry out on-line investigations at the central land registry office to ensure that there are no legal impediments to the sale and transfer of the property we are dealing with.

Our agency has agreements stipulated with the leading credit institutions in the area, offering our clients an extra service for financing at the lowest possible cost.

We can give you all the help you need for future building work, from simple maintenance, to renovation or rebuilding of the property bought, thanks to our collaboration with local professionals in this sector, such as surveyors and architects who will then in turn contact local craftsmen, builders or building companies to carry out any necessary work.

The sales proposal shown on this site are protected by an exclusive sales policy entrusted to us by the legitimate property owners. No other estate agency or private individual can use this means – whosoever should directly or indirectly avail themselves of this site or any other means, does not conform to the principals of correct professional conduct, is induced into damaging other companies and will be prosecuted by law as prescribed by the Civil Code, Art. 2598 .

Of course you can. If you are interested in selling your property, even if it is need of maintenance or serious building work, and is situated in the Parma Apennines (Valtaro, Valceno, Valbaganza), contact us by telephone or e-mail. We will fix an on-sight appointment where we will give you an estimated commercial value of your property and all the information you require concerning the agency's terms and conditions.

Because our agency can boast 40 years of experience and an on-line data base, the first in the area and active since 1997, which offers a new means of offering and receiving information about property. Constant investment and marketing strategy bring over 800 visitors to our website daily (24 hours). Our site, updated on a daily basis, shows potential buyers stone cottages, farm houses, farm estates, property ideal for agriturismo, building plots, new houses and apartments and all other property available in our valleys.

Immobiliare Valtaro has been working in the Valtaro since 1960 and today we can offer all our experience and knowledge concerning property buying and selling. In fact, our agency is not limited to the sole role of intermediary, we help our clients through all the most delicate phases of the sales/purchase agreement, from the initial offer to the deed signing.

If you entrust us with the sale of your property, you will find it advertised on this web site, in our agency offices in Bedonia, Berceto, Bardi and Santa Maria del Taro, on major Internet web searches, in the most important house buying brochures, in publications aimed at tourism and lesiure; web sites and Internet links concerning the area, newspapers, radio and local television. We invest on in you, for you! You only pay our agency fee when sale is complete.